Save on health care - CBS46 News

Save on health care

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Taking care of your body is an ongoing necessity; and it is one that does not come cheaply. Milliman Medical Index says workers with employer-provided coverage pay more than $9,500 each year in premiums and out-of-pocket expenses. So it helps to know where you can cut back and get the best deals without having to forgo great care.

  • If you need surgery, ask your surgeon about booking the least expensive facility. The surgical fee will be the same across the board; but many outpatient centers charge less than hospitals for the other services.
  • For all those outpatient medical tests, ask your doctor if you can have the work done at an independent facility. You can save hundreds, even thousands of dollars.
  • Take advantage of preventive care. Your insurer offers different kinds without any cost-sharing on your part, for things like checking blood pressure, cholesterol, flu shots, and well-baby and child visits.
  • Pick up the phone and dial your health plan's 24-hour help hotline. You will speak to a nurse or doctor who can treat you and prescribe medications. But this is for non-emergency symptoms. The consultation will cost around $30 to $50.


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